Business Owner's Policy (BOP)

Running a business comes with risks, but protecting it shouldn’t be complicated. A Business Owners Policy (BOP) from Schumacher Insurance combines property and liability coverage into a single, cost-effective plan. Serving Maysville, KY, and beyond, we help small and mid-sized businesses secure affordable, tailored protection.


Here's what we cover.

A Business Owners Policy (BOP) offers comprehensive protection in a convenient package, covering property damage, liability claims, and more. This policy is ideal for small to mid-sized businesses looking for cost-effective, bundled coverage that safeguards their operations from common risks.

01   Commercial Property

Protects your building, equipment, and inventory against fire, theft, vandalism, and weather-related damage.

02   General Liability Coverage

Covers claims related to bodily injury, property damage, and legal expenses if someone is injured at your business.

03   Business Interruption

Helps replace lost operating expenses and income if your business is closed due to a covered event.

04   Equipment Breakdown

Covers repair or replacement costs if essential equipment, like HVAC or computers, unexpectedly fails.

02   Employee Dishonesty Protection

Protects your business against financial loss caused by employee theft or fraud.

04   Data Breach Coverage

Helps cover notification costs, legal fees, and recovery expenses if sensitive customer data is compromised.

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Types of Policies We Offer

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Comprehensive coverage

A BOP bundles property and liability insurance to simplify protection and reduce costs.

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Affordable coverage

Get more coverage for less by combining essential policies into one convenient package.

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Fast local support

Our Maysville, KY-based agents provide expert guidance and fast claims assistance when you need it most.

Protect your business with a BOP today.

A Business Owners Policy (BOP) offers affordable, all-in-one protection for your company’s property, liability, and income. At Schumacher Insurance, we help small business owners find customized, budget-friendly coverage that fits their needs. Request a quote today and secure your business’s future.

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